Living In The City Vs. The Suburbs: Pros And Cons

The Good, The Bad, And The Ugly

You can see more opportunities in the city, but there are higher prices. You can save money and build more secure equity in the suburbs, but your commute could steal four-hundred hours or more from your life every year.

If you’re driving an hour to work, and an hour through traffic home, that’s two hours a day, ten hours a week, and if you worked every week in the year, it would be 520 hours. Something else to consider is that sometimes suburban communities suddenly and rapidly start to decline in value.

Living in the City

There are a lot of pros and cons to living in the center of a vast metropolis, or on its edges. Which sort of residential option best fits you is definitely going to depend on your personal situation. Accordingly, in this writing we’ll go over a few pros and cons of either option to help you make the most informed decision.

Living In The City: Pros And Cons

Cities have more access to more things than suburbs. The top-tier people of society will regularly be in nodal power points throughout a city. Some of the most luxurious living situations in the world are central to big cities. Just think about New York and L.A. as a point of reference here. Cities also tend to be “ahead” of the rest of the world, and there’s a particular “culture”.

However, the cost of living in the center of a city will either be incredibly high, or it could be really low if your living situation is in a high crime area. Detroit has all sorts of bottom-dollar properties you can buy right near the center of town. You’ll also have to deal with some of the country’s worst crimes, which may not make this worth it.

Living in the Suburbs

Crime, traffic, respiratory disease, pandemics, martial law, and natural disasters are all a lot worse in a metropolitan area than they’re likely to be in the suburbs. But, you can almost eliminate your commute, have access to endless entertainment at all hours, and potentially find opportunities you never could otherwise. So there’s a tradeoff.

Living In The Suburbs: Pros And Cons

In the suburbs you won’t have as much traffic. Crime is generally reduced in the suburbs versus if you’re living in the city—depending on the city, of course. You’re likely going to be closer to better schools for your family, and better marketplaces as well. There’s a higher likelihood that you’ll build a real relationship with your neighbors in the suburbs as well.

The property you have access to will likely cost you less to acquire, and bring more equity in the fullness of time than city properties will. It may take longer for you to reach that point, but you’re less likely to see property value declination.

That said, it’s also considerable that suburban communities can suddenly lose value. Sometimes there are going to be situations where a big economic motivator in a city moves on, and suburban communities become ghost towns. Again, Detroit went through this. In such a situation, equity is lost.

A Family Moment in the Suburbs

You’re going to lose time in a commute, too. Suburban commutes tend to take a few hours round trip, unless you’ve got access to public transit options like a tram. That is lost time, and lost wear-and-tear for your vehicle.

Finding The Right Community, Making The Move Less Difficult

You’re likely going to have to move several times over the course of your life. You could be moving from the city to the suburbs or vice versa. offers the number one solution for cost savings when you’re moving between residences. Whichever is best for you—suburban or city life—you want to save money where you can during a move.

If you like to be where things are going on, where there are fast-paced opportunities, and where there’s nightlife around the clock any day of the week, the city is for you. You can also find living options that virtually eliminate your commute. However, there will be crime, travel issues, and other collateral problems.

In the suburbs you get more property value and safety, but sudden changes can trap you, and you’ll have to deal with a commute. Whether you go with the metropolitan or suburban route, there are going to be trade offs to consider.

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About Dequiana Jackson

Dequiana Jackson, Founder of Inspired Marketing, Inc., helps overachieving women entrepreneurs conquer limiting beliefs and create marketing plans that grow their businesses. This includes one-on-one marketing plan development, digital product creation, web design and content marketing. Dequiana is the author of Know Your Business: How to Attract Ideal Clients & Sell More and runs the award-winning blog,

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