Money & Finance

Roughly 46% of startups report that they have trouble meeting payroll demands and purchasing inventory to sustain the business. Many try to turn to traditional business loans to grow but face challenges like underfunded loans and bad credit scores. There are ways to overcome these challenges. You just have to know where …

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The UK is getting back into business. Gradually, sector by sector, we are beginning to embrace the ‘new normal’, and businesses are once again raring to go. After the most recent loosening of lockdown measures, many pubs, bars, and restaurants have opened their doors to the public again. The likelihood …

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You can simply use a monthly FD payout calculator to instantly know the interest payout you will be receiving. To know how this calculator works, read on. The interest you earn from your Fixed Deposit depends on 4 parameters: Principal: The initial amount that you put in.Tenor: The time period …

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Most of us know of the stock market, but are you investing in it? The truth is that the stock market isn’t the only place to invest your money, but since it’s so widely popular, let’s dive into a few simple investment tips to help you get started in the …

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For every accounting firm, individual accountants, and CPAs, their client data is of utmost importance, and hence keeping it safe is their top priority.  In today’s digital world, almost all accounting firms – large or small, have started to take up electronic ways of managing data. And even though it makes …

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Did you know the US coffee shop market is worth around $45.4 billion? If you love coffee, you might like the idea of opening up your own coffee shop so that you can benefit from this massive market. Yet, before you get too excited, you should probably work out how much …

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Businesses are changing faster than ever. After all, the world of commerce has been upended over the past few months. Heath codes, government mandates and people’s new norms are shifting how customers make transactions and spend their cash, forcing owners to reevaluate not only how they operate but how much …

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When businesses fail, it’s because they didn’t understand their market, did not market their business properly, or simply were in the wrong field. The tragedy is when a great business fails because it wasn’t able to keep their finances under control. These are the companies who become overwhelmed by their …

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Do you sometimes find yourself struggling to manage your personal finances? To create a realistic budget and actually stick to it? Wouldn’t it be nice to finally tick off a financial goal or two from your list? This is especially important when you’re a small business owner. If you’re unable …

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Image Source: Envato Elements Credit unions are one of the most interesting alternatives to banking, and they offer several advantages over their better-known counterparts. Essentially, a credit union is a private non-profit organization in which members pool their money to provide loans, operate deposit accounts, and fund projects that are …

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At the end of the day, most people don’t know a lot about banks and personal finance. Just because you understand how checking, savings and credit accounts work doesn’t mean you understand banks as well as you should. Whether you want to eventually start a business or you simply want …

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People in Hong Kong are biased in favor of the lucrative profit factors in the trading business. After knowing the details of the high leverage trading account, everyone wants to become a part of this business. Opening a trading account is easy but making a profit is very hard. The …

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“Buy what you don’t have yet, or what you really want, which can be mixed with what you already own. Buy only because something excites you, not just for the simple act of shopping.” – Karl Lagerfeld Shopping can be rewarding or maddening. We buy stuff we need. We buy stuff we …

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“Wage audit.” It’s a phrase that can fill even the heartiest business owner with dread. There is a lot of confusion and a lot of misconceptions about what it means to be audited, with many assuming that undergoing a wage audit is itself a form of punishment, or that all …

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