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Four secure apps to keep your business spending in check
The days of tracking your business via paper saving receipts, writing down transactions on spreadsheets, opening paper bills, and going to the bank every day are long gone. Today, there are a myriad of personal finance apps for your laptop, tablet, and smart phone that can keep your business finances protected—even when you’re constantly on the go and nowhere near a bank to make transactions.
Security is the prime focus of the following four apps, so you can feel more secure using these than you can using a physical credit card. Here are five remote financial apps that will help your business operate and innovate smoothly—while protecting your financial business assets.
1. Mint.com
Mint.com is a free mobile app for iOS and Android devices. You can use this app to manage multiple business account—check balances in real-time, categorize business transactions, move money between accounts, receive bill notifications, track spending forecasts, and Mint will even let you know when you’re getting close to going over your budget so you’ll always be in the black. Mint is really like having a personal accountant in your pocket easiest way to track and manage all your business accounts on the fly.
2. Intuit GoPayment
This Intuit mobile credit card processing app enables any business owner, located anywhere to accept credit cards on the go. This free cell phone credit card reader plugs right into your smart phone, you simply swipe the customer credit card and a secure screen will appear where you customer can sign their signature. How easy is that! Plus, funds transfer within 24 hours (business days only) so you’re never stuck waiting for cash flow.
3. Pocketbook
This free online tool touts itself as “the only budget planner you’ll actually use.” Pocketbook connects to your bank account and automatically organizes your spending into categories like clothes, groceries and fuel. This saves you the trouble of having to categorize it yourself. Use the tool to set up a budget (start saving for vacation), view your balances and view transactions so that you can spend and save even smarter.
4. Pageonce
This free, extremely intuitive personal finance app is only $4.99 per month. It keeps track of multiple account balances via thumbnails on your mobile device home screen. So you get a full view of all accounts and spending from one handy screen view. The Pageonce app lets you pay your business bills, transfer money, and track all business expenses directly from the secure, cloud-based app so you’re always aware of your business spending—wherever you are.
Pearlie Davis is a staff writer for GoingCellular, a popular site that provides cell phone news, commentary, and reviews on industry news and popular mobile devices.
