When you’re involved in a Defense Base Act claim, there are 2 things you must do no matter what – tell the absolute truth and hire a lawyer. So today, we’ll give you a rough overview of everything DBA related and explain how a lawyer can help.
Who is eligible to receive DBA benefits?
The DBA benefits apply to employees working for defense contractors outside of the U.S. borders. Apart from foreigners, it also covers the U.S. citizens. Typically, Defense Base Act coverage applies to construction workers, repairmen, and similar professions (but it’s in no means limited to them).
Contrary to popular belief, all injuries are included, not only those sustained while you were working. This includes car crashes, sports injuries, falling on the steps, etc.
If insurance companies are denying your claim, it’s time to lawyer up
An experienced DBA lawyer will help you win the case, and if you can provide all the necessary evidence to back your claims, chances are in your favor and you are likely to prevail in court. Even if you aren’t familiar with all the forms you’re required to fill, your attorney will tell you all you need to know.
The longer you wait, the further away your compensation will be. Sometimes, all it takes is to provide the needed medical documentation, and the DBA insurance carrier will start paying your compensation in weekly installments.
The importance of filing an incident report
If you’re able to, you should file an incident report as soon as possible. The DBA insurance company will ask to see it, and your lawyer will too. Simply put, the incident report has a very important function of documenting the scope and intensity of your injuries and the whereabouts that led to them, and it’s best to get this part handled while your memory is still fresh.
As any DBA attorney will tell you, the more documentation you can present, the stronger of a case you’re going to have. So if you haven’t already, please file an incident report right now; every single day you wait increases the chances of your DBA claim being denied by the judge.
Your attorney will tell you when legal action is necessary
Did you know that you can sue your employer for civil damages if they fail to obtain DBA insurance? This is just one of the many things a specialized DBA attorney will be able to tell you.
However, don’t fall into the trap of hiring the nearest local lawyer who will do nothing more than learn on the job. You need someone who understands the ins and outs of DBA, lest you risk getting steamrolled by the legal representation the opposing side is working with.
An injury is a serious matter, especially if it ends up greatly impacting the quality of your life and your functional capacities to perform certain tasks. Whenever you feel pressured by the other side or simply not knowing what to do next, do not hesitate to get in touch with a qualified DBA attorney who will be able to represent you to the fullest extent of the law.